Compliance Insights

Keeping you up to date on all things mortgage compliance-related

Were YSPs (Yield Spread Premiums) Ever Really Legal?

Were Yield Spread Premiums ever really legal? We look back at YSPs, RESPA, HUD guidance, and the evolution of mortgage compensation rules.

Raymond Snytsheuvel

Sep 14

calculator sitting on a stack of spreadsheets

CFPB Regulations: Can We Check the Receipts First?

H.R. 10184 raises a worthwhile question about CFPB regulations: should regulators have to demonstrate that consumer benefits justify the costs and unintended consequences?

Raymond Snytsheuvel

Sep 4

CFPB Regulations: Can We Check the Receipts First?

Mortgage Compliance Management Systems: Lessons From Apollo 13

What Apollo 13 can teach mortgage compliance professionals about problem-solving, operational resilience, and working through examinations under pressure.

Raymond Snytsheuvel

Jun 15

Apollo 13 – isometric view 3d illustration