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Raymond Snytsheuvel
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President, Loan Risk Advisors
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Join date: Apr 16, 2024
About
Ray is the Founder and President of Loan Risk Advisors. With over 30 years in the mortgage industry, Ray has excelled in various roles, including loan officer, chief compliance officer, and general counsel. His expertise in aligning compliance with business goals ensures legal and efficient operations, while his strategic skills optimize workflows and manage regulatory challenges. Ray's deep industry knowledge consistently delivers substantial value to mortgage companies.
Posts (28)
Jun 10, 2026 ∙ 6 min
CFPB Immigration Guidance Creates Uncertainty
The CFPB’s new immigration guidance raises operational and fair lending questions for mortgage lenders while offering little practical direction for creditors’ consistent application.
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May 28, 2026 ∙ 4 min
Reg B Disparate Impact: Now What for Mortgage Lenders?
The CFPB recently removed disparate impact from Reg B, changing one aspect of fair lending analysis. This article explains what changed, what did not, and why thoughtful lending policies still matter.
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May 14, 2026 ∙ 5 min
RESPA Section 8: Simpler Than People Make It
RESPA Section 8 is simpler than many companies make it. This article explains how regulators view referral relationships, market value, joint ventures, and marketing arrangements in practice.
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