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Raymond Snytsheuvel
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President, Loan Risk Advisors
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Join date: Apr 16, 2024
About
Ray is the Founder and President of Loan Risk Advisors. With over 30 years in the mortgage industry, Ray has excelled in various roles, including loan officer, chief compliance officer, and general counsel. His expertise in aligning compliance with business goals ensures legal and efficient operations, while his strategic skills optimize workflows and manage regulatory challenges. Ray's deep industry knowledge consistently delivers substantial value to mortgage companies.
Posts (31)
Sep 14, 2026 ∙ 7 min
Were YSPs (Yield Spread Premiums) Ever Really Legal?
Were Yield Spread Premiums ever really legal? We look back at YSPs, RESPA, HUD guidance, and the evolution of mortgage compensation rules.
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Sep 4, 2026 ∙ 7 min
CFPB Regulations: Can We Check the Receipts First?
H.R. 10184 raises a worthwhile question about CFPB regulations: should regulators have to demonstrate that consumer benefits justify the costs and unintended consequences?
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Jun 15, 2026 ∙ 5 min
Mortgage Compliance Management Systems: Lessons From Apollo 13
What Apollo 13 can teach mortgage compliance professionals about problem-solving, operational resilience, and working through examinations under pressure.
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